A wide range of leasing options are available through Steelcase Financial Services Inc. (SFSI) at the highest level of service tailored to your specific needs. We work in tandem to provide the best workplace solutions and the best financing solutions to help you achieve your business objectives.

We offer three standard lease options. (And if the standard options do not fit your business, ask for a custom package.)

Fair Market Value Lease. If your company wants the lowest payment and options at the end of the lease, the Fair Market Value Lease (FMV) is a great choice. At the end of the term, you have three choices: purchase the furniture at fair market value, return the furniture to Steelcase Financial, or renew the lease. In addition, you may be able to deduct the lease payments as an operating expense and qualify for off-balance sheet treatment for reporting purposes.

$1 Purchase Option Lease. If you want to own your furniture at the end of the lease term, this lease may be the right fit. It may allow you to claim depreciation and deduct the interest portion of the lease payment as an expense. At the end of the term, you can purchase your furniture for $1.

10% Purchase Option Lease. This is the lease to consider when you need a lower payment than the $1 Purchase Option Lease and you want to own your furniture at the end of the lease with a fixed purchase option. It may allow you to claim depreciation and deduct the interest portion of the lease payment as an expense. At the end of the term, you have three options: purchase the furniture for 10% of its original cost, return the furniture to Steelcase Financial, or renew the lease.

The fine print:

- Leases are available for contracts as low as $5,000.

- Terms range from 24 to 84 months depending on the project.

- Leases provide 100 percent financing including products, accessories and services.

- Leases can include all Steelcase, Turnstone, Steelcase Wood, Steelcase Design Partnership, remanufactured products, plus up to 50 percent of approved non-Steelcase products purchased from your Steelcase dealer.

- You can include a maximum of 10 percent “soft costs” (design, move management, warehousing, etc.) per lease transaction.